What We Can Build

Cash Flow Intelligence

Bushel just launched the Business Account with 3.43% interest and FDIC insurance, Bushel Pay is accelerating digital payment adoption, and the CFA financing integration embeds lending directly into the wallet. But none of these financial products have an intelligence layer. Farmers and agribusinesses can see balances — they can't see the future. Without predictive cash flow tools, your financial products are utilities. With them, they become indispensable decision-making platforms that no competitor can offer because no competitor has the transaction data.

This capability layers Ai-powered forecasting on top of Bushel's payment and transaction data. For farmers, it projects income from pending contracts, upcoming deliveries, and seasonal patterns — then suggests optimal timing for input purchases, equipment financing, and grain sales to maximize working capital. For agribusinesses, it forecasts receivables, predicts payment timing from farmer patterns, and identifies cash concentration risks across locations. Your financial products go from passive accounts to active financial advisors — powered by data only Bushel has.

Cash Flow Forecast — Harstad Farm, Stanley ND
Bushel Business Account Balance$84,230earning 3.43%
Dec 15 – Dec 31+$62,400-$18,200+$44,200
Jan 1 – Jan 31+$8,100-$41,600-$33,500
Feb 1 – Feb 28+$4,200-$52,800-$48,600
Mar 1 – Mar 15+$2,800-$28,400-$25,600
⚠ Working Capital Alert
Projected shortfall of $63,500 in Feb if no grain sales executed before Jan 15
Seed/fertilizer prepay deadline: Feb 10 · CFA financing available at 6.2% through Bushel Wallet
💡 Ai Recommendation
Selling 12,600 bu corn at current basis (-25¢) generates ~$62,370 — covers projected Feb shortfall
Timing aligns with Grain Marketing Advisor "Sell 30%" signal — basis is 15¢ above 5-yr avg
94%
Forecast Accuracy (30-day)
$38K
Avg Overdraft Avoided
$1,840
Interest Earned YTD