Settlement Automation

Over 70% of grain settlements are still processed via paper check. Behind each check is a manual process: scale ticket import, moisture and test weight adjustments, dockage calculations, grade factor application, contract matching, and payment generation — often across multiple spreadsheets and ERP screens. A single grain elevator processes thousands of these transactions per harvest season. Errors in grade adjustments alone can cost facilities tens of thousands annually, and farmers wait 7-10 days for paper checks to arrive and clear.

This capability provides straight-through processing from scale ticket to farmer payment. Ai automatically applies grade adjustments based on commodity specs, matches deliveries to the optimal contract, flags anomalies (moisture readings outside norms, weight discrepancies, duplicate tickets), calculates net settlement, and initiates Bushel Pay digital payment — all within minutes of the truck leaving the scale. Human review is only required for flagged exceptions. Your facilities process settlements in minutes instead of hours, errors drop to near zero, and farmers see payment the same day.